Payment & Security

Effective Date: 18/09/2025 

At ​99baazaar.com, we value your trust and are committed to ensuring a safe and secure shopping experience. This Payment & Security Policy outlines how we handle payments and protect your personal and financial information.

• Credit and Debit Cards (Visa, MasterCard, RuPay, etc.)
• Net Banking
• UPI (Google Pay, PhonePe, Paytm, etc.)

• All online transactions are processed through trusted and PCI-DSS compliant payment gateways.
• Your payment details (such as card numbers, CVV, or bank details) are encrypted and are not stored on our servers.
• We do not share your payment information with any third party, except for authorized payment processors.

• Transactions are monitored for suspicious or fraudulent activity.
• In case of suspected fraud, we reserve the right to hold, cancel, or verify orders before processing.
• Customers may be required to provide additional identification or verification documents if necessary.

• Refunds (if applicable) will be issued to the original payment method used during purchase.
• Refund processing timelines may vary by payment provider but generally take 5–7 business days.
  

• Customers are responsible for maintaining the confidentiality of their account details, login credentials, and OTPs used during payments.
• 99baazaar.com will never ask for your password, card PIN, or full banking details over phone/email.

• While we adopt industry-standard security measures, 99baazaar.com shall not be held responsible for any loss arising from unauthorized use of your payment information due to reasons beyond our control.